Thinking through your own estate settlement and what steps your family will need to take isn’t fun.  In fact, it feels kind of morbid. The reality is that you are taking measures to protect your family from unnecessary stress after you are gone.  That is an act of love.

Start with creating lists of all your financial accounts and sources of income, as well as debts owed and social media accounts. Put these lists, along with your will and any trust documentation, in a safe location such as a safe deposit box at your bank or filed digitally with your financial planner. Then make sure to tell your family where that information is stored.

Then I would recommend that you meet with your financial planner. Make sure to find one that centers their business around estate planning, not just managing investment accounts. They can work with you and help you find any gaps in your current planning and refer an estate attorney to create any missing estate planning documents. If you don’t have one already, I know a handful of excellent financial planners and CERTIFIED FINANCIAL PLANNER® professionals that will take great care of you.